What cyclists need to know about insurance

by Ray Thomas
All too often, serious accidents are caused by drivers without insurance coverage. Oregon law makes it illegal to drive without insurance. If you are injured by a driver without insurance, you may have coverage on your bicycle from your automobile insurance policy. There are two types of important insurance coverage contained in every [...]

Accidents that result in property damage

by Ray Thomas
Fortunately, most bicycle accidents do not result in personal injuries. Instead, wheels get bent, helmets scraped (you did have your helmet on didn’t you?) and, if the accident is the motorist’s fault, a “property damage” claim is made against an insurance company.
For the bicyclist, property damage claims are frustrating. Few lawyers are interested [...]

Going after dangerous neighborhood cranks

by Ray Thomas
If you listen to groups of bicyclists, during food or rest breaks, talking about riding in Oregon, you will inevitably hear about dangerous neighborhood cranks who for some reason have it in for bike riders. These folks will typically use whatever equipment they have access to in order to register their protest to [...]